Your Scenario

Set your analysis timeframe

Analysis Timeframe: 30 Years

1 year 30 years

Buying a Home

Home purchase details and costs

Home Price: $750,000

$50k $5M

Down Payment (Affects PMI requirement)

💡 Less than 20% requires PMI (Private Mortgage Insurance)

Loan Term

Interest Rate (%)

Property Tax (%)

Home Insurance ($/year)

HOA Fees ($/month) (Enter 0 if none)

Advanced Options

PMI, selling costs, and other details

Selling Costs (%)

Renting

Rental costs and insurance

Monthly Rent

Renter's Insurance ($/year)

Market Assumptions

Economic forecasts and growth rates

Home Appreciation (%/year) (Historical avg: 3-4%)

Rent Increase (%/year) (Typical: 2-4%)

Investment Return (%/year)

Inflation Rate (%/year)

The Verdict

Based on your scenario and market assumptions

Monthly Cost (Buy)

Monthly Cost (Rent)

Net Wealth Projection

Projected wealth over time for both scenarios

Generating projection...

Investment Details

Initial Investment

Monthly Contribution

Length of Time: 20 Years

Interest Rate

Estimated Interest Rate (%)

Interest Rate Variance: ± 2%

Compound Frequency

Projected Growth

After 20 years, your investment could be worth:

Investment Projection

Your Financial Profile

Current Investable Assets

Annual Income

Savings Rate: 15%

Timeline

Current Age

Retirement Age

Retirement Outlook

This tool runs a Monte Carlo simulation of 1,000 possible market scenarios to project a realistic range of your portfolio value at age 65.

Free Buy vs Rent Calculator & Compound Interest Calculator 2025

Your Scenario

Buying a Home

Renting

Market Assumptions

The Verdict

Monthly Cost (Buy)

Monthly Cost (Rent)

Net Wealth Projection

Investment Details

Interest Rate

Projected Growth

Investment Projection

Your Financial Profile

Timeline

Retirement Outlook

Poor Outcome (10%)

Average Outcome (50%)

Good Outcome (90%)

Cone of Probability

Buying Scenario

Renting Scenario

First Month Breakdown

Tax Benefits Detail

Buying Strategy

Renting + Investing Strategy

Fixed Costs

Growth Rates

Investment

Buy vs Rent Calculator - Compare Home Buying vs Renting Costs

Your Scenario

Buying a Home

Renting

Market Assumptions

The Verdict

Monthly Cost (Buy)

Monthly Cost (Rent)

Net Wealth Projection

Compound Interest Calculator - Calculate Investment Growth Over Time

Investment Details

Interest Rate

Projected Growth

Investment Projection

Your Financial Profile

Timeline

Retirement Outlook

Poor Outcome (10%)

Average Outcome (50%)

Good Outcome (90%)

Cone of Probability